Stripe Connect gives you three split-payment patterns, each with different liability implications.
Destination charges
You charge the customer, then auto-split to the vendor. You hold the dispute. Best for marketplaces that want full control of the customer relationship.
Separate charges + transfers
Charges are processed under the vendor account; vendor holds the dispute. Best when vendors are established merchants in their own right.
Manual transfers
You aggregate funds, then transfer on a schedule. Best for marketplaces with curated, slower payout cadences.
